The-Noticeable-Ones
Open link below, read article. ‘The Noticeable Ones‘…two pages (page 23 and 24). Likely have to click arrow on right to go to second page or change page numbers at top.
http://www.riskandinsurance-digital.com/riskandinsurance/march_2015?pg=NaN#pgNaN
Provide summary of article and brief insight/comments about article. (I need to understand from your summary/comments you read and understand the article.) No less than five solid paragraphs (four to six lines each). An orderly input would include addressing each of the five points.