• Describe the major types of private insurers, including the following:
    • – Stock insurers
    • – Mutual insurers
    • – Reciprocal exchanges
    • – Lloyd’s of London
    • – Blue Cross and Blue Shield plans
    • – Health maintenance organizations
  • Describe the major distribution systems for selling life insurance, including
    • – Personal selling systems
    • – Financial institution distribution systems
    • – Direct response system
    • – Other distribution systems
  • Describe the major distribution systems in property and casualty insurance, including the following:
    • – Independent agency system
    • – Exclusive agency system
      • – Direct writer
      • – Direct response system
    • – Mixed systems
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