financial-institutions-4
Million Bank has a composite CAMELS rating of 2, a total risk-based capital ratio of 6.8 percent, a CET1 capital ratio of 6.0 percent, and a Tier I leverage ratio of 4.9 percent. The average total assets of the bank equal $500 million and average Tier I equity equal $24.5 million. what deposits insurance risk category does the bank fail into ? what is the bank’s deposit insurance assessment rate and assuming the DIF reverse ratio is currently 1.18 percent, the dollar value of deposit insurance premiums?